Life Insurance may seem like an unnecessary cost to some. However, all families will benefit greatly from having a life insurance policy after their loved one has passed. While life insurance is a viable option for everyone, millions of Americans can not afford the monthly premiums.
The Secret To Life Insurance
The secret to Life Insurance companies is really no big secret at all. Take in more money than you pay out! That’s the bottom line in any business.
Life Insurance and Divorce
So you’re getting a divorce and want to know who gets custody of the life insurance. Well, the answer is- it depends. If you are in the process of getting a divorce, many states will put a restraining order on the policy.
Term to Permanent Insurance
It seems every day we have to make a decision. Some of the most important decisions in life, we avoid until we absolutely have to face them. This is true for most people as it pertains to purchasing life insurance.
How To Determine How Much Life Insurance Is Needed
It can be difficult to figure out just how much life insurance is needed. There’s always the push from insurance agents to purchase a large policy. Although it is important to protect your family, you must be mindful of choosing a plan that will remain affordable.
Five Big Life Insurance Mistakes To Avoid
Many working Americans are prepared for retirement but seldom do they think about taking out a life insurance policy. Some may not see the importance while others simply did but let their policy lapse. Having life insurance is a great asset for all families. Yet it is not deemed a requirement to have alongside other investments and insurance policies.
Advice to Get the Right Policy for You
Finding the perfect policy for your life or auto insurance needs can be a daunting task. Many consumers make the mistake of being fixated on the monthly payment which often keeps them from getting the coverage they may need.
Why Parents Don’t Have Enough Life Insurance
You would be surprised to find out how many parents either do not have any life insurance or do not have enough. Ideally, the moment your little one enters the world you should begin thinking about life insurance to protect them in your absence.
The Best Time to Purchase Life Insurance
Life insurance is certainly a necessity to you and your loved ones. It is one of most relied on financial sources used to pay off debts and future expenses after a family member has passed.
Finding Lost Life Insurance Policy
A shocking $1 billion in unclaimed or lost insurance policies are still waiting to be claimed by their beneficiaries.